It also lists the information and documents that payment service providers (payment service providers) must provide to prove their compliance. Since 28 January 2008, SEPA credit transfers have been available for European national and cross-border payments. In order to use this procedure, a payment service provider must first sign the corresponding compliance agreement of the European Payments Council (EPC) and adapt its systems to the settlement of SEPA payments. The EPC provides an up-to-date list of the more than 4500 payment service providers participating in SEPA. These documents are included in the compliance guide for information and are available in the compliance packages below for each system: to do this, the banking community has agreed to create the European Payments Council (EPC). The EPC, composed of 76 members, is about making SEPA a reality and, to this end, it has set up a number of systems covering different payment instruments. Each system is subject to a set of rules that set out the technical rules and trade standards that members must meet in order to make payments in euro in the EU/EEA. These rules and standards cover areas such as: currently, payment and e-money institutions cannot directly join any of the euro clearing and settlement systems and must therefore go through a participant. Institutions may also choose to designate a bank as a correspondent and avoid signing systems. In this scenario, they need to ensure that they agree on appropriate SEPA terms with their chosen supplier. . . .